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Yes, Universities Superannuation Scheme sometimes invests in entities which would be considered PFICs.

If you were paying these AVCs after 31 March 2016, you will carry on building up an additional Career Revalued Benefit pension. These will then be increased with standard pension increases.

Yes. But you’ll need to make sure your contributions don’t breach the conditions of any tax protections you may have in place.

Once you leave USS you’ll stop building your pension with us.

You may need to provide Experian with some personal details in the sign-up process so that Experian can match them with your credit record for identification purposes and set up your monitoring.

Capita have confirmed that they have taken extensive steps to recover and secure the data as well as monitoring the dark web. While at present we understand from Capita that the data exfiltrated has been secured, we are also taking steps to put our own monitoring in place.

Salary sacrifice is an alternative way to build up your pension. It means you can agree to give up the part of your salary that you would usually pay towards your pension, and instead your employer will pay your contributions for you.

The details, dating from 2021, cover around 470,000 active, deferred and retired members. We understand this data is contained in files generated by Capita from the main Hartlink system, and held separately on Capita services, to facilitate operational processes.

Once logged in to My USS you can view and manage your savings on the ‘View or manage savings’ page in the Investment Builder section.