The most recently issued Annual Member Statements (31 March 2020) quote the scheme’s Normal Pension Age (NPA) which is currently age 65. This is usually the earliest age you can receive the full amount of USS benefits you’ve earned, without a reduction for early retirement.
In the past, however, individual contracts of employment could have conferred a different, lower, retirement age (but not less than age 60). This means that some individuals may have had the right to retire earlier than USS’s NPA.
Based on feedback from employers, we have quoted the NPA on the Annual Member Statement. If you have a Contractual Pension Age this will be quoted in your contract with your employer.