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Find out about changes to the Investment Builder that might impact you.

Whilst contribution rates might be changing, we still pride ourselves on being good value for our members.

Fundamentally, the original reasons for holding a 2020 valuation still hold: we had committed in advance to hold a 2020 valuation, and a number of the funding metrics we monitor were in the red at 31 March 2020. Carrying out a valuation was a measured response to that situation.

Watch the videos that answer your questions and provide more information on how we’re responding to COVID-19 and on the 2020 valuation.

As part of our drive to go net zero, from 1 April 2022 we’ll be measuring this fund against a new carbon reducing benchmark. This change will affect over £5bn of assets under our management, including the Global Equity Fund and the Default Lifestyle Option and should initially reduce emissions intensity* compared to the broad equity market by at least 30%. Each year after it should further decrease carbon intensity by 7%.

We launched the Investment Builder, the defined contribution part of USS, in October 2016. Five years on, we look at five key facts that are helping you to prepare for your future in a way that fits in with your values and beliefs.

Essential details of how the scheme works and what it means to be a member

There may be instances where you want to make changes to your investment choices or switch from the Do It For Me option to the Let Me Do It option (or vice versa). In most cases, you can switch whenever you want (we may charge if you make frequent switches).